How SMSF lending works
Limited recourse borrowing arrangements explained in plain English, without the acronyms.
SMSF lending
Borrowing through your self-managed super fund
Borrowing inside a self-managed super fund has its own rules. We help you understand the structure, the lenders and the requirements.
How we help
Fund and trust requirements
What lenders look for in your fund structure, trust deed and bare trust arrangements.
Lender panel and policy
SMSF policy varies widely — we compare lenders that actively support this type of lending.
Deposit and liquidity
Typical contribution levels, liquidity buffers and servicing expectations lenders apply.
Working with your advisers
We coordinate with your accountant and financial adviser so everyone is aligned.
Ongoing reviews
Regular reviews of the loan as rates, fund balances and strategies change.
Information on this page is general in nature and does not consider your objectives or financial situation. SMSF borrowing is complex — we recommend obtaining advice from your accountant or financial adviser. Lending is subject to lender assessment, criteria and approval.
Ready to talk about your next move?
Book a free, no-obligation discovery session and we'll talk through your goals, your timing and the lending options that could suit your circumstances.