How construction loans work
Progressive drawdowns, interest during construction and what lenders need at each stage.
Construction lending
Building or renovating, without the guesswork
Construction lending works differently to a standard home loan. We'll guide you through the process and the paperwork.
How we help
Builder requirements
Fixed-price contracts, plans, permits and insurances lenders typically ask for.
Knockdown rebuild
Considerations when demolishing and rebuilding on an existing site.
Renovation lending
Options for cosmetic and structural renovations, including equity-based approaches.
Progress payments
We coordinate valuations and payment requests as each stage completes.
Loan conversion
What happens when construction finishes and your loan moves to its ongoing term.
Information on this page is general in nature. Lending options depend on your circumstances and are subject to lender assessment, criteria and approval.
Ready to talk about your next move?
Book a free, no-obligation discovery session and we'll talk through your goals, your timing and the lending options that could suit your circumstances.