Deposit and savings
How much you may need, what counts as genuine savings and how gifted funds are usually treated.
First home buyers
Your first home, explained step by step
Buying your first home comes with a lot of new language. We'll walk you through deposits, costs, eligibility and the application process at your pace.
How we help
Government support
An overview of first home buyer schemes and grants that may apply to your circumstances.
Upfront costs
Stamp duty, conveyancing, inspections, lenders mortgage insurance and other purchase costs.
Borrowing capacity
How lenders look at income, expenses and existing commitments when assessing an application.
Pre-approval
What pre-approval does and does not mean when you're out looking at properties.
Offer to settlement
What happens after your offer is accepted, and who does what along the way.
Information on this page is general in nature. Lending options depend on your circumstances and are subject to lender assessment, criteria and approval.
Ready to talk about your next move?
Book a free, no-obligation discovery session and we'll talk through your goals, your timing and the lending options that could suit your circumstances.