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Resources

Lending, explained simply

Guides and articles covering the questions we're asked most often. New pieces are added regularly.

Getting started

What to prepare before your first appointment

A plain-English guide to what to gather and what to think about before your first home loan appointment.

Home loans

How lenders assess borrowing capacity

Understand how lenders calculate how much you can borrow — and why it can differ between lenders.

First home buyers

Deposits, LMI and upfront costs explained

Understand your deposit, Lenders Mortgage Insurance, government assistance and the other upfront costs of buying a home.

Refinancing

Questions worth asking before you refinance

A plain-English guide to the costs, features and lending questions worth checking before you switch loans.

Investment

Loan structures investors commonly consider

A plain-English guide to the loan structures investors commonly consider — and the trade-offs worth weighing up.

Self-employed

Documenting business income for a lender

A plain-English guide to the income and documents self-employed borrowers may be asked to provide when applying for a home loan.

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